Stability. Predictability. Performance — in One Frame.
While equity builds wealth, fixed income preserves it.
At Prowealth, we help you design the defensive side of your portfolio through a disciplined blend of bonds, market-linked debentures (MLDs), structured notes, and credit opportunities, ensuring predictable returns with strategic tax efficiency.
Our approach goes beyond yield-shopping — we engineer risk-adjusted income portfolios that preserve capital, optimize post-tax outcomes, and integrate seamlessly with your equity and alternative allocations.
Our Philosophy
We view fixed income as a stability anchor, not a passive segment.
Our objective is to deliver steady cash flows with minimal credit surprises — using strong counterparties, diversified instruments, and intelligent structuring.
Every opportunity undergoes our four-layer filter:
- Credit Quality & Structure – underlying issuer strength, security, covenants.
- Liquidity & Tenor Match – aligning maturity with your horizon.
- Tax Efficiency – maximizing post-tax returns via smart wrappers (MLDs, InvITs, REITs).
- Yield vs. Risk Calibration – ensuring yield premium justifies the incremental risk.
What We Offer
Our fixed-income universe covers:
High-Quality Bonds & NCDs
AAA to AA-rated issuers with predictable coupon income and secondary liquidity.
Market-Linked Debentures (MLDs)
Innovative instruments that combine the safety of debt with index-linked upside. They offer tax efficiency, potential principal protection, and customization by index, tenor, and payoff.
Structured Credit / Private Debt
Curated Category II AIF-style credit funds and bespoke notes for HNIs seeking enhanced yields with controlled risk.
Hybrid & Yield-Enhancing Instruments
REITs, InvITs, perpetual bonds, and structured notes designed to add steady income to your portfolio without sacrificing liquidity.
The Prowealth Advantage in Fixed Income
- Institutional Due Diligence: We assess issuer balance sheets, covenants, and redemption mechanisms.
- Access to Best-in-Class Issuers: We collaborate with top-rated NBFCs, corporates, and arrangers.
- Tax Structuring: We ensure every product fits your taxation and liquidity framework.
- Diversification Discipline: Spreading allocation across instruments, maturities, and credit tiers.
- Regular Portfolio Tracking: Ongoing yield, maturity, and credit-risk monitoring with timely reviews.
Risk Philosophy
We never chase yield blindly.
Our core belief — “If you can’t sleep with it, you shouldn’t invest in it.”
That’s why every fixed-income recommendation comes with:
- quantified downside scenarios,
- post-tax yield projections, and
- liquidity mapping.
Our Curation Framework
We conduct internal stress tests on every issuer — studying cash-flows, coverage ratios, and structure-specific scenarios.
Each idea is matched to client categories: income seekers, risk-averse investors, or tactical allocators.
End-to-end facilitation — from documentation to coordination with issuers and custodians.
We track coupon payouts, maturity schedules, and market movements to recommend early exits or reinvestment where suitable.
Who Should Invest
- Investors seeking stable, predictable income with low volatility.
- HNIs and family officeslooking for diversified fixed-income allocations beyond FDs and mutual funds.
- Retired or conservative investorswho value capital preservation + tax efficiency.
- Tactical allocatorsseeking short-to-medium tenor opportunities with better yields.
Your Journey with Prowealth
- Risk Profiling & Horizon Mapping: Understand income goals, tenure, and liquidity needs.
- Product Discovery: Evaluate curated issuances (MLDs, NCDs, credit funds).
- Portfolio Structuring: Laddered maturities and mix of credit quality.
- Execution & Documentation: Seamless, paper-light process via reputed platforms.
- Periodic Monitoring & Reporting: Yield reviews, reinvestment suggestions, and performance dashboards.
“Your wealth deserves not just growth — but graceful stability.”
Why Choose Prowealth
- SEBI-compliant platform access
- Research-backed credit selection
- Risk–reward matched recommendations
- Post-tax yield optimization
- Transparent execution and timely reporting
Looking to stabilize your portfolio with intelligent fixed-income strategies?
Let’s design a yield portfolio that balances safety, liquidity, and tax efficiency.
Connect with Prowealth